Resource Center
Education first, always. These guides answer the questions our clients ask most often, written the way we would explain them on the phone. Nothing here is a sales pitch and nothing requires a form to read.
A plain language guide to the Medicare Annual Enrollment Period, what you can change between October 15 and December 7, and how to review your plan each fall.
A clear comparison of Medicare Advantage and Medicare Supplement plans, including networks, monthly cost, travel, and the questions that usually decide it.
A practical way for seniors to size life insurance coverage using final expenses, remaining debts, income replacement, and legacy goals.
What an annuity is, the main types, the questions to ask before buying one, and the situations where an annuity fits a retirement income plan.
How Medicare enrollment works in Ohio: when to sign up, how Ohio Medigap rules and open enrollment work, what OSHIIP offers, and how to compare plans in your county.
What determines annuity income: age, deferral, payout option, and contract type. How to size the piece of your retirement income you want guaranteed, in plain language.
How Medicare Savings Programs and Extra Help lower Part B premiums and prescription costs, who qualifies, and how to apply in Florida and Ohio.
A line by line look at what a burial or cremation costs in Florida, which fees families forget, and how much final expense coverage usually makes sense.
Licensed agents Will and Jessica Velez answer questions by phone in English and Spanish. No pressure, no obligation.